Breakdown Cover

[monquixote]

My last car insurance policy had free breakdown cover.

I've just switched to a different provider who are loads cheaper, but want about £90 extra for decent breakdown cover so I'm thinking of getting separate cover just for breakdown as even standard AA is £77 and I'm sure I can get it cheaper than that.

So who is cheap, but decent?

[WYNIR0]

I normally play the AA and RAC off against each other.

[roundthebend]

It's nearly always cheaper to buy it separately from your car insurance policy.

MoneySavingExpert has a good page about this, and nearly always recommends the same company for about £59 you get everything including European Travel.

Don't forget to try Quidco or similar too.

[monquixote]

I normally play the AA and RAC off against each other.

How would one do such a thing?

[WYNIR0]

How would one do such a thing?

Get a quote from RAC (x) then ring the AA and say 'RAC have quoted me (x-£10). They usually match or beat.

[erictheweary]

I've had Britannia for the last few years, although I can't remember the exact cost off hand they were certainly cheaper than the AA/RAC. However, I do get some sort of a deal as they are part of the CSMA ( Civil Service Motorists Association, I think) membership of which is about the only, if rather small, perk of my job.

Just googling them - Autoexpress in 2011 said they were the best overall breakdown service based on a consumer survey.

[ICBM]

I've been with the RAC for about twenty years. I was originally with the AA but went off them when they became too much of a political lobby organisation, and then a finger-in-every-pie-we-can-make-money-from organisation.

I've never had anything less than faultless service from them, on the few times I've needed them.

[dchwhite]

We buy RAC cover with Tesco Clubcard vouchers. No actual money changes hands, which is nice.

[chrispy108]

I get it "free" with my bank account (£12 a month), but as it also comes with insurance for both our iphones, and travel insurance it's a good deal.

[Jough Rustice]

I get it "free" with my bank account (£12 a month), but as it also comes with insurance for both our iphones, and travel insurance it's a good deal.

my wife does the same with her Natwest acc. think it also comes with a slightly better overdraft rate too..